Two years is a good guess but I wouldn’t ignore things during those two years, nor would I commit to buy on 07-08-09. Check the prices every six months and stay liquid. The market hasn’t been behaving itself in recent years and there’s no guarantee it will fall back in line with past patterns or projected ones. Things could go to hell in handbasket next year and stabilize the year after that, you just can’t tell. Or worse, it could come down 10% over the next two years and then after you buy it doesn’t stop going down.