Ok I’m over my fear of homeownership but I will never ever get over my fear of retirement. I’ve thought long and hard about it and decided almost no one but especially me can ever retire. I will always work. It’s much more relaxing than looking at spreadsheets plugging in numbers and wondering what would have to happen to run out of money. I firmly believe in work until death or very close to death. My wife worked way into her pregnancies which is different but similar. Retirement is a very bad and dangerous concept like getting rich in real estate. It is so risky I would never relax also I am certain it’s bad for your health.

That said I’m sure you could do it. Buy a cheap house in temecula pay cash get the tightwad gazette the complete edition online send your kids to community college ditch the cars and get bikes drink cheap beer do yoga actually fuck it maybe I’ll do that…