[quote=5yearwaiter][quote=EconProf]You must have nailed down that rate over a month ago, since they have really been ratcheting up since then. Congratulations. Timing is everything![/quote]

Now it’s a time to guess when would be the next drop in mortgage rates? is it possible again ?[/quote]

I think we’re done with ridiculous low rates…

I’m kicking myself. I was trying to get into a lower 15 year rate thinking it was going to be 3.00 when I could have locked in at 3.25…Instead I’m going to be stuck in 3.75 looks like for 15 years. I guess the positive side is that rates are now at 4%+ for 15 years. Now if only car manufacturers would start raising prices on their cars and get rid of the Holiday Bonus Dollars, I’d be a happy camper…