[quote=bearishgurl]I guess a college faculty person can afford those rates. I sure couldn’t.[/quote]

You know, I miss the good old days back when college faculty meant upper class. Had I been born 20 or 30 years earlier, I would’ve been a tenure-track professor by this age, interesting and respectable job, good money … Unfortunately, these days it’s quite uncommon to land a tenure track job in sciences before 35, and even those who do, start at a relatively meager salary for a person with a PhD, on the order of 75k/year. Mr. yellowS2K is lucky because he has a dual-income household, and his wife may be in one of the better paying specialties such as medicine. There’s absolutely no way that a starting single-income UCSD university professor (medicine & business excluded) can afford a detached anywhere near UCSD, let alone 1000/month/kid after tax on top of that in child care.