I decided to seek help from Adam. We (actually my wife cannot wait) simply cannot wait for two or more years to see the bottom, but would like to have a nice place to live within next 6 months to a year since we still have 30+ years to retire anyway.

We are still a flaky buyer, but Adam undstood our situation. I feel that we are too new to live wisely in crazily expensive San Diego. However, I do not know how long it takes to establish network to live with comfort.