Guess it wasnt a priority for him. He’s a smart guy and so is his wife. It might have something to do with the fact that when prices dipped he was just under 20% equity but with prices coming up a little in our this year they have it again. Either that or he just wasnt paying attention.

FWIW I worked in corporate America for almost 20 years. i think I know a thing or two about real work places.