you’renot really losing a 28,000 writeoff, you’re losing 28,000 minus the standard deduction i think 11,000 that you would other wise get. So we’re really only talking about a 17,000 deduction, or maybe $6,000 a year cash. Is that much money really what makes you an owner v. a renter? I guess it’a about equal to preperty taxes and insurance, maybe a bit less. i don’t know. maybe you would say screw it for 6,000. I would. But a lot of people probably wouldn’t. i just cannot udnerstand how intelligent people still think there is a tax advantage to owning a home. the mortgage deduction seems to perfectly conform to the amount of the proeprty taxes and insurance i’d have to pay, thereby negating any actual savings. It’s all a treading water game.