Drop the tithing (silliness in my estimation) and use those funds to pay off your 600 dollar loan….Charity begins at home, either change faiths or drop it all together, or ?….maybe move back to Utah (if your LDS) a job paying 50K per year there will net you A LOT more than 90 K here.
If giving your hard earned money to complete strangers is your idea of feeling good about yourself, then by all means, go for it, but then dont turn right around and bitch about being broke on the Pigginton.
Reminds me of the ol hound dog CRYING cuz his balls hurt when the fact is he is sitting on them…..