Thanks everybody for your inputs. Our mortgage is sold to Fannie Mae and Central Mortgage Company is the one that collects our payments, I think they manage the loans for Fannie Mae. They have one more option to pay by check, which I thought I could set up bill pay from my bank account. But they want the “payment coupons” to be sent to them with the check. Not sure if I can get away with that… I am going to call them up and see if I can do that.