[quote=sdrealtor]FWIW about a year and a half ago I said there would be 4% 30 year fixed rates for refis as well as purchasers and was called a bit nuts around here. Looks like I was shooting too low.[/quote]

We had this discussion. I was saying 3%, and I recall you were saying no way….I’m not so sure anymore.

Anyone else think we might actually see something like 1%?
Yes, I know. I’m nuts….But hey, one can dream…