I have posted this chart many times before, its the credit suisse Arm Reset schedule. It supports what much of Kewp is saying regarding ARM resets. Also it shows how the Bear Sterns story could be the beginning of a much bigger story in regards to the subprime debacle. I don’t see this thing rebounding after a trough in 2008. I think you will see rebound articles throughout this entire downturn until there is actually a rebound. IMO we won’t see a possibility of that until 2011.