I’m having trouble following this thread, is there more than one person using coreclient’s screen name? One version tells of being taken for only 30k, but other posts on the same screen name it sounded like a couple of houses being foreclosed on. If it is the same person and you only lost 30k, you would have lost more than that if you had bought an investment property when you did and there was no fraud. Almost every person that bought a rental house between 2005 and 2006 in the Temecula Valley has lost a 100k, where there was no fraud, just because buying rental properties or houses as an investment at the peak turned out to be a bad move. That’s a lot of venom for 30k, many of us have lost that much at some point, myself included. Hell that’s less than the realtors fees on a median home. I thought it was 300 to 500k, something requiring bankruptcy to recover. Consider yourself lucky, learn from your mistakes, never invest in anything other than mutual funds or bonds unless you sepnd at least a year reading and learning about that particular investment and you will be fine financially in a few years. Life has a lot more calamities that will cost you more than 30k, a lot more. You can recover from a 30k loss with a few basic steps, live beneath your means for a year or two (house, cars, vacations, starbucks, etc.) and write off the loss in your taxes (uncle sam may subsidize 30% of your misfortune). I have been through life’s ups and downs financially and to be quite honest, lean years can be fun, some of my best times were lean times. I’ve driven a Mercedes with a giant payment and a 7 year old car that was paid off, in retrospect I had more pride and satisfaction in my paid off car, it’s all how you look at it.