[quote=jimmyle]Most, if not all, credit union ATMs are free for Credit Unions members. Just look for that Co-Op Network Triangular Sign.

I used to bank with my Credit Union and Bofa. Three months ago they want to charge me a monthly fee, I immediately told them that I want to close the account. They said they will give me a 1 year grace period for being a good customer. Once the 1 year grace period is over, I will cancel for sure if they don’t extend it.[/quote]

If I were you, I’d use the year (sooner rather than later) to cancel the account instead unless you had to have a BofA account…

From my experience, there can be nothing good with that relationship and you don’t really need BofA.

Then again, the downsides of using the local credit union is when you travel…No banks/atms in Vegas probably or other parts of the country so most folks probably keep at least 1 major bank around (Citi, BofA, Chase) I’d guess.

I’m going to look into the Schwab bank and see how that works with their free atm access.