[quote=briansd1]
Yes. That’s why we need strong a strong consumer protection agency to prevent banks from charging those exorbitant fees, especially to the customers who are move vulnerable and can least afford it.

I think that a pain vanilla, no fee, bank account should be like universal lifeline telephone. Everyone should be able open up one. Credit card or debit transactions should be declined if funds are not available without any fee to the consumer.

Fees are the same as interest and should be disclosed as such.

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That being said, I use a credit union in combination with Ally Bank and ING Direct for banking purposes.[/quote]

First you wanted free healthcare and now you want free banking? Seriously?

Next thing you’ll be asking for free clothing, a free car and free food.

You know what’s great about the free market? If you don’t like a bank’s fees you are free to MOVE YOUR MONEY SOMEWHERE ELSE!!!!!