When I bought my house (no, I am not in 4S) the escrow company sent me about 200+ page report covering exciting topics such as earthquake fault zones, landslide inventory report, right to farm disclosure, naturally occuring asbestos zzzz…..

Somewhere in that, there was one page saying our Mello Roos for the CFD was expiring in 2016. This was bond issued in 1991 due to be paid off in 2016 per the escrow company.

Recently I digged deeper into this and found that the 1992 bonds mentioned above, were in fact refinanced in 1998. So the new bonds will be paid off in 2020 instead of 2016. — However my escrow company never really pointed that out to me.

So I can believe what the OP says. Disclosures on these things seem to be quite sloppy. (Maybe an opportunity for an enterprising hungry lawyer…)