[quote=UCGal][quote=flu][quote=UCGal]Great idea about the Roth conversion in a sabbatical year.[/quote]

It’s also a good time for women to do it the year they are out on maternity, because part of short term disability is not taxable income (the portion that is paid by CA state disability….The portion paid by a supplemental SDI by your company IS taxable income.)[/quote]
LOL – I’m sooooo done having kids. Can’t make that one work for me.[/quote]

Fine. Have you considered breaking your foot? Just drop a monitor on it 🙂