“On my personal purchases I have never ever floated a loan. I get that sucker locked immediately. So to answer your question, before I even sign a contract, I make sure my mortgage broker has a very precise rate for me.”

SDR
We are in lockstep on this one!I have seen the rate be off very badly at doc signing too. Not in my favor of course. Yes they fixed it.
The thing I hate about dealing with rates is getting the broker(I usually use a mortage broker) to tell the truth about how much of the rate is for him.

BTW If I wasn’t a real estate agent I would give you my business.