Bravo FLU… agree with everything you’ve said in this post.

A lot of people drive cars they can’t afford because they either have a sense of entitlement or want to project a specific image. But if the car’s not paid for in full… it’s all just smoke and mirrors that can be repo’d away.

I’m surprised by how many of my coworkers drive 5 and 7 series bmw’s, mercedes, jaguars… They’re not making that much more than me… I have to wonder if they’re underfunding their 401ks, living on credit cards, or what… But that’s their issue. I can only manage my own budget.