“WHo would say to themselves. “Rates are the highest they’ve been in a year, sign me up”

Someone who really wanted to buy and could afford todays rate but didn’t want to risk any movement.Someone that was concerned about the fairly reasonable possibility that the rate enviorment is getting worse still and that there may be some relatively large jumps compared to “historical lows”.

To buy or not to buy different topic from wether or not to lock rates Alex. Don’t buy and you don’t have to worry about it for now. You know that has always been my advice.
Best wishes.