[quote=flu][quote=FormerSanDiegan]It may or may not have any real merit.
Report back when the underwriter allows the appraisal value to stand (or not).[/quote]

I’ll see. I close next week, so I pretty sure it’s going to stand. There’ currently a $100k difference between this appraised value and the reassessment I just got from the SD tax collector[/quote]

If your equity is above 30 or 40% it probably doesn;t matter. However, I was one week away from closing a couple years ago on a refi, when the underwriter discounted the appraised value by almost 15%, killing the re-fi.