[quote=UCGal]once again I shake my head… why did I pay back my HELOC in full (taken out to build the granny flat)? I could have had all that free money.

I agree with flu – the scammers are well aware they’ll get their goodies for free.[/quote]

Actually, I wouldn’t want to be in any one of their shoes..It’s just a matter of time before things blow up. Those toys are going to break/gone eventually. And the ATM machines are now dry. What next? I’m not worried.