[quote=davelj] Everyone else should plan on working in some manner until they are no longer mentally/physically able. Last time I checked, a “leisurely retirement” was not a birthright. It is largely a fiction that’s been perpetuated by a long-building asset bubble (still popping) and unfunded (in reality) government programs like Social Security (which is really just a disguised portion of the credit bubble).[/quote]

My mom is 74 and receives SS benefits of about $1200 a month. She is really enjoying her “leisurely retirement” on this princely sum, especially after paying into the system for 40 years or more. I’m sure you’ll tell me that her situation is entirely her fault and that she should have saved more. Perhaps that is true, but she paid into it for four decades. I love how SS is now becoming this huge luxury after its been in place since the 30s.