It took me 23 days.
You might want to look at aimloan.com While I didn’t use them (out of loyalty for a different lender…probably foolish of me), I did do quite a bit of research on lenders. Aimloan seems to be completely upfront about their fees, are located in San Diego, and their rates are really good.
It’s hard to compare lender’s rates though, because unlike Aimloan, they don’t tell you everything.

Aren’t real estate auctions normally all cash? Or is this not the courthouse-step auction for foreclosures?