[quote=bearishgurl][quote=flu] . . . Just be thankful you would be able to qualify…My friend/broker was saying that 6 out 10 folks he’s seen couldn’t qualify….[/quote]

flu, I’m one of those “6 out of 10” who have “insufficient income” to qualify for a “no cash-out” refinance of my own property. It only makes sense for me to refi to a 15-year loan, anyway.

No worries though. I’ll just follow the party closely behind by doing what I do best . . . riding the coattails of COFI downhill at NO COST ;=)[/quote]

BG, I imagine you have called your lender to see if they have any streamline type refi options for you?