[quote=AN]flu, did you close escrow yet? AFCU current rate is:
3.625%, with 0.000% point, APR = 3.711%, closing cost = $3,374.00.[/quote]

I know. I saw this morning. No i didn’t close yet. I’m seeing if I can unlock and relock, minus the appraisal fee..(I’m told usually not possible unless the rate difference is greater than .25)…I can outright cancel, but them I’m out some fees.

Lol, I told you I’m the ultimate contrarian…

30 year is about to become 4.25 @ no fee/no cost any time soon now.

Great rates huh? Pretty crazy, I’ll say.

Well, folks wanted a break on savers/penny-pinchers. You got one going on right now… I don’t think folks underwater or in do-do can get close to these deals. The way I look at it, if everyone is predicting that it will take a decade+ before housing recovers in the U.S., with a 15year fixed, I’ll be close to done and free and clear just about the time everyone starts to buy again heh heh 🙂

As another contrarian indicator…Wait about 3-4 months and go buy some appliances. I just got mine delivered yesterday..Which means rebates/incentives are going to go through the roof 🙂