[quote=AN][quote=flu][quote=captcha]Is that with impounds account or you pay the taxes and the insurance directly? What was the immediate cost to you?[/quote]

No impound… Closing cost is about $2600 + or minus on $417k.

Like I said, probably I’m getting ripped off.[/quote]
Something doesn’t add up. You said your APR is 3.872% with ~$2600 closing cost. Right now, AFCU rate is 3.75% with $3374, which turn out to be 3.837% APR. Did you mean to say 3.827% instead of 3.872%?[/quote]

Hmmm. There were probably doc fees that I didn’t add . I’ll check when I get home. But it was a 3.872 not 3.827.

Edit.. I didn’t include $869 in some fees. Sorry my bad. Cost was closer to 3469. Translation. Looks like I paid an extra 0.035 over AFCU…Thanks AN 🙁