[quote=UCGal][quote=Arraya][quote=UCGal]Another reason to remain frugal and keep that credit score up.[/quote]

Only for you, though. Sudden mass frugality would collapse demand and lead to more job losses, which could be you. Frugality is only good for a small few.[/quote]
It’s not sudden for me… I’ve been frugal (some would say cheap) for decades. I plan on spending like crazy in my retirement (travel)… but first I have to go through the decades of being cheap – saving for that retirement.[/quote]

Frugality is for those who LOVE money.

For where your treasure is, there your heart will be also…Matthew 6:19