I’m not assuming all boomer parent’s are liquid and free and clear BUT some are. Some leave bills and some leave inheritances some of which are small and some are large. I know of some that left nothing but because of how I grew up I happen to know more that will leave plenty for children who are already very successful in their own rights. Its all over the board and I just want to make sure we look at things in balanced approach. Not everyone is leaving behind bills. I have a client right now whose father was a retired marine that liked to pick up beat up old houses and units around North Park. He was a tough as nails no nonsense guy that you would see at Home depot and think nothing of him. He just passed last year and left his two kids (in their 50’s) apartment complexes , land, houses, and 2 to 4 unit properties. We are working on selling some properties as he didnt have much other assets and owes the IRS about $1M in estate taxes. After that the kids will live off the rental income comfortably for the rest of their lives. Fr everyone of him there are a handful not like like him but thats not the point. The point is there are a good number of folks like him too.