I made the mistake of thinking people would learn from their mistakes back in the 1990s. I thought after those losses nobody would be dumb enough to let that happen again. I was wrong then, so I’m going to try to avoid being wrong this time.

Individuals may be smart, but “people” are as dumb as a bag of rocks.

We *should* see a rise in popularity of econo cars, smaller homes, and less consumerism. However, the reality is that when our pop culture extols the virtues of living large there will always be enough sheeple who will be willing to do whatever it takes to live beyond their means.