What if the money is in a pre-tax deferred comp. plan? Does that change anything? Thanks for your insight. I do think there should be some oversight of derivatives, but the way I understand it, there are sufficient laws there if they are enforced. Furthermore, the SEC was approached about Madoff several years before his scheme was outed and the whistle blower was ignored.
Brian,
You are going to be a forever bachelor if you use those math arguments on your dearly beloved. Relationships are not mathematical formulas, they are inherently complicated with immeasurables. For instance, children are expensive to raise and take years to pay for and have no trade in value. Yet people continue to have them and raise them. With your thinking about value and pay off, you would never want to invest in children. You seem like everything has a price: the wealthy have more so they should pay more regardless of whether they use more. Your system is inherently unfair. What ever happened to each according to their need? Why should the wealthy pay for people who refuse to work or contribute? I am not talking about disabled people or small children, so don’t even bring them up. Are the non-contributors more valuable or so inherently valuable for their mere existence or is it because they are voters. This all reminds me of bread and circuses and we all know how that ended for Rome.