[quote=ucodegen]
Best way to do this is do the transaction when the banks are open and have the buyer write a check and clear it at the bank that it was written on (with the buyer there). Clear it by converting it to cash at that bank. They will immediately check the account it is being drawn upon for sufficient funds.[/quote]

I’ve done this before…buyers don’t like the extra hassle of following me to the bank, but I make’em do it anyway.