$2000/month is at least an order of magnitude too high. That’s probably $2000/year.
Premium can vary significantly depending on earthquake risk. All else equal, you might pay $20/month for a nice big house in Poway or San Diego, $90/month for an identical house in Temecula, or $150/month for an identical house in San Bernardino.[/quote]
This is backed up by an article today:
“In 2009, the average price for a year of earthquake insurance hit $801 in Riverside, Imperial, and San Bernardino counties, according to data from the authority. These counties have felt 115 earthquakes of greater than magnitude 5 since 1905. By contrast, San Diego County had 12 earthquakes of that size, and the average annual cost was $251.”
