sdr– Oh, I get the concept completely. It’s just totally foreign to me *why* I would want to get myself into such a debt position (especially in this undeniably uncertain market).

I struggle with things like 100% loans and sucking “equity” beyond that. Admittedly, this is perhaps a naive and even growth-limiting perspective in a booming market. But the alternative simply seems idiotic and perhaps even self-desctructive in a declining one.