hawk my family is in the same boat. I am in strong agreement with sdr that if you can wait for another 2 years you will find better pricing then you will currently get. We are in a cash accumulation mode as well and this month we will make the last payment on my wifes student loan. Personally we will not be able to hold out for 2 years before we buy for a variety of reasons but I would advise anyone who can wait to do so if the argument is one simply about pricing.
