Congratulations slacker. Your life style and plans sound really great! My situation is a little different in severals way. I have 3 kids under 5 years old and I am 44.I have fairly nice house 2280 sq feet on 20 acres that I built with the ideas of living debt free and of capitalizing on my efforts at resale time or when we put it out as rental. I don’t mind enjoying that luxury until then. My two greatest puposes are to be able to stay close to my kids and to increase our financial freedom. I am not a frugality purist but I have those two reasons to keep me on track.

Bugs you are a really smart man..I think you are a man? You said you are only good at what you do for a living. If you don’t do speculative cultural analysis (I made that up) for a living you are a genius in at least two fields. I think you are an appraiser of pretty complex projects? Maybe that is someone else on the blog? Your line of thinking on the topic of baby boomers reminds me of something that I think might be an emerging trend. Extended families a la Mexico.That would be a cause and an effect of the shrinking economy scenario.I just can’t see people not having to pool resources in the future. I enjoy the idea myself,at least in theory.There is a family that is living like that out near where I live. Yes they are white. Three generations with multiple siblings in all three.I think the oldest generation may have mostly passed but there is at least one couple left.