Read what I wrote. I never said walking away was not good or bad. Just don’t blame your poor decisions on other people, or external conditions, or Alan Greenspan, or (pick your scapegoat and insert it here). Taking responsibility in the form of walking away is fine with me. We all pay when someone does that because our govt is controlled by those entities that go walked away from.
There is no doubt all of these greater entities ENCOURAGED people to do the wrong thing, PROVIDED an easy path for them to MAKE STUPID CHOICES. Yet they didn’t sign the loan docs.