Krysten what Jim pointed out was much more the exception then the rule. There is a balance you want to strike when trying to get a short sale through when there are two lenders. Remember the first is always going to want all the money and they are in a position to be that way because they are in first position. As long as all the money is on the FINAL hud then that is what is most important. In that way everything will be accounted for and above board.