Very interesting reading specially as someone moving to the USA, mores specifically SD in the next 5 months. We will be selling our house here in SA and be first time buyers in the USA.

From what I read here it appears that the best deal will be to wait for that possible 25% crater with possibly a concurrent increase in mortgage interest to say 10% and then buy for cash in CV or Del Mar? Make sense?

Having just arrived in about August we will rent first for a few months to get an understanding of the area,commute etc. While observing what’s happening in the market with a view to buying.

Reading all of your useful posts have taught me a great deal. Keep them coming!!