“Bug never said it’s the same. He said a 30% premium won’t become a 100% premium. I agree with that statement. I was the one who said it’s the same. Let me take that back and say that I agree with Bug’s statement. You’re nit picking at the tree and fail to see the forest.”
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I don’t equate wanting to see and analyze supporting data with “nit-picking”. But now that asianautica has withdrawn the “tends to stay the same” argument, it’s irrelevant.

As for my request for a response from Bugs, that was only intended to solicit further analysis regarding the Zillow data posted. I did not mistake Bugs as the author of the “tends to stay the same” argument, am aware of Bugs position and generally agree that there is not likely to be a massive increase (aka 100%) in premiums paid.

My position has been and remains that the most desireable areas of SD will weather the downturn better than the less desireable areas. That’s it.