A couple of things since my last post. After consulting an attorney, it appears the BOD for the Assn. incorrectly interpreted the law in counting the number of votes necessary for passage. A group of us are now involved in a ‘declaratory relief’ action to stop the assessment based upon this information.

Also, on the homeowners insurance covering special assessments, check with your agent, as this coverage only applies to damage or peril to units that is not covered by the association policy- like an airplane crashing into the complex. My agent of 30 years tells me that he has never seen a claim paid out for this coverage.