isn’t that a bit like saying people cannot do much about their financial situation. some people just want to buy stuff more.

just because you’re hungry for stuff, or food, doesn’t mean you act on it. Of course anyone could simply eat less (or spend less) … and they would weigh less or have more money.

it’s true it does come more naturally for some pople. but isn’t it all self-reinforcing. when you’re hopelessly in debt, why not charge it. when youre hevay and lethargic, why bother to walk across the parking lot?