Fantastic everyone; welcome to the wonderful world of hedging. When oil prices were peaking, I invested in oil companies and made a lot of money with the intent of hedging against higher gas prices. This is a wonderful situation. The insurance companies procuring a win-fall. Now I can invest in health insurance companies to offset the price of health care. See, we all have options. Remember the hackneyed expression, “if you can’t beat them, join them.” What an opportunity!!!!!