Either pony up the dinero to short sale the bitch (smartest move) or bend over and kiss your credit goodbye (bad move)….or swallow 650 per mo negative for the rest of your adult years (the worst move) …..The light you thought you saw at the end of the tunnel 3 years ago was the proverbial train……Believe us now ?…..you'll see, there really is a BOGEYMAN hiding under your bed….its a jungle out there, the tab for your supposed "free lunch" just came due