if im right on that, the numbers look more reaosnable to me. thenby putting 80k into the deal, you got a return on your 80k of 93k, about 110% over 8 years. Not bad but not as big as your numbers looked. so. what’s more likely to happen. a 20% rise in housing or a doubling of gold over the next 8 years?

also same logic applies to your flat 20% scenario, you’re not “subtracting the 20% you’re using it to make it seem like it was cheaper to live int he house than it was. it’s being show as a profit, the ‘negaitve” number isn’t a loss, it’s a “negative cost” of lviing there…

is there amortgage broker out there who can deftly set me straight? i really don’t know if im right