That Centex house had 100% financing on it in late 2005 consisting of a $400,000 1st and a $100,000 2nd, both with Centex Mortgage. The house went to foreclosure and the loan servicer, Quality Mortgage, transferred the loan/property via a “Tenancy by Entireties” deed to Nationstar Mortgage on 01/10/07. The amount of the deliquent 2nd and accumulated penalties and interest must be $109,646, which is the amount of indebtedness that shows in the tax records, which is what Zillow is showing.