[quote=HLS]”While many here think he is nuts (honestly the reason I don’t send him clients is his personality), he is genuinely well-educated and intelligent with regard to borrowing”

Urban, am I to take that as some sort of compliment ? I must have missed the poll that determined many on the site think that I am nuts.
(I have been told that I’m nuts for being honest with people)

We have never met and I don’t think that we have ever had a conversation, so I wonder how you know what my personality is. I’m not sure what your motivation is, and not much bothers me, but your comments are awful close to libel.[/quote]

With regard to your capability, I mean what I say.

How you take that is really up to you.

To my knowledge we have never spoken verbally.
We have interacted by email a couple of times.

My comment about nuttiness (or chewiness for that matter) were meant playfully.

It refers to your rants about Barney Frank, government intervention, upside down borrowers and whatever topic you feel like going off about. For the most part, I generally agree with your points. The delivery of them (eg: citing a (yet crazier) blogger endorsing Frank being jailed because the blogger disagrees with him) is what I am referring to as “nuts”.

Thats my opinion. You are not required to agree. With regard to your professional insights, I find them compelling.

I don’t really think that expressing my opinion (even playfully) in this regard is libelous but hey, feel free to contact a lawyer if you see fit.

It certainly is your prerogative to spend money and make this into public record.