Kudos to you 23109VC, you should be proud of your decision. I wish nothing but the best to you and your family.

Over the course of a life, we do things that lose us money and things that make us money. You may be losing some money on this one (although time will soften the blow), but if you continue to conduct your life in such a responsible manner, you’ll likely come out ahead in the long run.

Heck, it sounds like you’re already more fortunate than a lot of others. I’m sure there would be no shortage of folks who’d trade places with you in a heartbeat.