[quote=sdrealtor]One last thing that might not have been clear. You have a questionable hardship case and may not get it approved. If that happens and you still want out you can walk because you only have one loan. Once they foreclose they cant come after you. Goggle California Civil Code 580b. Of course I’ll give you the std disclaimer to verify this all with an attorney.[/quote]

Is that true even with my refi? It is now considered non-purchase and is recourse? Hope I’m wrong.