We went thru this topic ad nausea before. Yes I admitted that every crazy thing imaginable could be happening in small number. That was not in dispute. The argument was if it was common enough to have an effect on the market.

Moral hazard is a bitch, and just a little thought on that matter will lead you to why, if it happening, it is very rare. I find myself skeptical of an attorney claiming he accomplished this and also sells his service doing it for others. Lots of stories out there of attorneys making claims with disappointing results.

Ironic that this is a thread by someone in just such a situation who CANNOT get his 2nd to go away.