The person that told me that, was my husbands best friend-on HIS new house he is borrowing money for.
I BELIEVE him, he is getting a divorce from his wife, who is a manager at a credit union, she told me too.
Their old mortgage was at 3.9% because they got a discount due to the fact she worked for the company. However, I don’t believe he got any other discount than the buy down. Because THAT is what he told me.